Most Alberta residents overpay because they only check one company. I compare Manulife, RBC, Sun Life, Canada Life & more — and show you the lowest rate for your age and health.
Rates increase with age — even 6 months can change your premium. Locking in now costs nothing to check.
Comparing carriers across Alberta
Serving Clients Across Alberta
Whether you're in Calgary, Edmonton, Red Deer, or Fort McMurray — I know the Alberta market and I compare the full range of carriers for you.
No scripts. No pressure. Just a straight answer on what coverage makes sense and what it costs.
Sample Pricing
Illustrative rates based on preferred health class. Your actual rate depends on health and lifestyle.
| Age | Profile | Term | Coverage | Est. Monthly |
|---|---|---|---|---|
| 30 | Male, Non-Smoker | 20-Year Term | $500,000 | From $28/mo |
| 35 | Female, Non-Smoker | 20-Year Term | $500,000 | From $24/mo |
| 40 | Male, Non-Smoker | 20-Year Term | $500,000 | From $52/mo |
| 45 | Female, Non-Smoker | 20-Year Term | $500,000 | From $48/mo |
| 50 | Male, Non-Smoker | 20-Year Term | $500,000 | From $110/mo |
| 35 | Male, Non-Smoker | 10-Year Term | $1,000,000 | From $43/mo |
Based on preferred non-smoker health class. Your actual rate depends on health, lifestyle, and underwriting approval. Rates subject to change.
Your actual rate may be lower than the examples above — especially if you're in good health.
Bank Insurance vs. Term Life
Many Calgary & Edmonton homeowners overpay for mortgage insurance — without realizing a term life policy gives them better protection at a lower cost.
Alberta residents only. No obligation.
Free · No Obligation · 2 Minutes
Frank shops 20+ carriers and gives you one honest recommendation. No pressure, no quotas.
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