Frank CoverFrank Cover
Alberta Licensed Independent Broker — Not a Call Centre

Life Insurance in Alberta — Calgary & Edmonton Residents Compare 20+ Companies & Save

Most Alberta residents overpay because they only check one company. I compare Manulife, RBC, Sun Life, Canada Life & more — and show you the lowest rate for your age and health.

Rates increase with age — even 6 months can change your premium. Locking in now costs nothing to check.

AIC Licensed — Alberta
Independent · Not tied to any bank
Calgary & Edmonton locals welcome
In the industry since 2007
Takes 90 secondsNo obligation — everNo spam, guaranteedSame-day response most days
As Quoted InThe Globe and MailPersonal Finance — May 2026

Comparing carriers across Alberta

ManulifeSun LifeCanada LifeRBC InsuranceiA FinancialForestersEmpire LifeDesjardins

Serving Clients Across Alberta

You're talking to an Alberta broker — not a call centre in Toronto.

Whether you're in Calgary, Edmonton, Red Deer, or Fort McMurray — I know the Alberta market and I compare the full range of carriers for you.

No scripts. No pressure. Just a straight answer on what coverage makes sense and what it costs.

CalgaryEdmontonRed DeerLethbridgeFort McMurrayAirdrieSpruce GroveSt. Albert

Sample Pricing

Example Alberta Term Life Rates (Calgary & Edmonton)

Illustrative rates based on preferred health class. Your actual rate depends on health and lifestyle.

AgeProfileTermCoverageEst. Monthly
30Male, Non-Smoker20-Year Term$500,000From $28/mo
35Female, Non-Smoker20-Year Term$500,000From $24/mo
40Male, Non-Smoker20-Year Term$500,000From $52/mo
45Female, Non-Smoker20-Year Term$500,000From $48/mo
50Male, Non-Smoker20-Year Term$500,000From $110/mo
35Male, Non-Smoker10-Year Term$1,000,000From $43/mo

Based on preferred non-smoker health class. Your actual rate depends on health, lifestyle, and underwriting approval. Rates subject to change.

Your actual rate may be lower than the examples above — especially if you're in good health.

Bank Insurance vs. Term Life

Your Bank's Mortgage Insurance Protects the Bank — Not Your Family

Many Calgary & Edmonton homeowners overpay for mortgage insurance — without realizing a term life policy gives them better protection at a lower cost.

Feature
Bank Mortgage Insurance
Term Life (Frank Cover)
Coverage stays level (doesn't shrink)
Portable if you switch lenders
Benefit paid directly to your family
Not tied to your mortgage balance
You choose your coverage amount
Price stays the same at renewal
You own the policy

Alberta residents only. No obligation.

Free · No Obligation · 2 Minutes

Compare Alberta Life Insurance Rates — Free

Frank shops 20+ carriers and gives you one honest recommendation. No pressure, no quotas.

Free. No obligation. Your info stays private.