Stop Paying More. Compare
Every Major Insurer.
Most Canadians overpay for life insurance because they only checked one carrier. Frank compares TD, RBC, Sun Life, Manulife, and more — so you get the right coverage at the lowest rate.
20+ Carriers
compared for you
Independent
no bank affiliation
Free Advice
no cost to you
No obligation. No pressure. Your quote in minutes.
Rate Comparison — Healthy Male, 35
declines with mortgage
Illustrative only. Rates vary by health, age, and province. Speak with an advisor.
Save up to
$576/yr
We compare rates across Canada's major insurers — so you don't have to
Why Frank
Why Canadians choose an independent broker.
Going direct to a carrier means you see one price. Frank shows you the market.
Licensed & Independent
No bank. No quotas. A licensed advisor whose job is to find the right policy for you — not push one carrier's product.
Lower Rates, Same Coverage
By comparing 20+ insurers, most clients save $30–$80/month versus their bank's group plan. Same payout. Lower premium.
Coverage That Actually Stays
Unlike bank mortgage insurance, your policy doesn't decline as your mortgage is paid down — and it follows you, not the lender.
We Work with Your Advisor
Already have an accountant or financial planner? We slot in alongside them. No overlap, no conflict.
Fast, No-Pressure Process
Most clients have a recommendation within 24 hours. You decide when — and if — to move forward. No follow-up calls every week.
Honest If It's Not Right for You
If your existing coverage is fine, we'll tell you. That conversation has earned us more referrals than any sale.
How It Works
Three steps. One honest answer.
Tell Us About Yourself
Share a few basic details — age, health, coverage needs, province. Takes 2 minutes. No credit check, no commitment.
We Compare the Market
Frank pulls quotes across 20+ carriers and presents your best options side-by-side. You see every option, not just one.
Apply & Get Covered
Choose your policy, complete the application, and get underwritten. Most term policies are approved within a few weeks.
The Comparison
Going Direct vs. Frank
One carrier vs. the whole market.
Real Clients
Don't take my word for it.
"I called TD, got a quote, and thought that was the market. Frank showed me three options $35/month cheaper for the same $750K coverage. Wish I'd done this first."
Michael R.
Toronto, ON · Term life insurance
"He told me my existing policy was actually fine and I just needed to adjust my beneficiary designation. Didn't try to sell me anything. I sent two friends to him immediately."
Anjali S.
Vancouver, BC · Policy review
"We had mortgage insurance through our bank. Frank replaced it with real term coverage for less money. The bank policy would have shrunk every year — mine doesn't."
Derek & Carla P.
Calgary, AB · Mortgage protection
Free · No Obligation · 2 Minutes
Ready to see what the market actually charges you?
Compare 20+ Canadian carriers in minutes. Frank finds the right plan and tells you exactly where you stand.
Free. No obligation. Your info stays private.
FAQ
Common questions.
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